Become a member the way that suits you best
Only earnings-related security or earnings-related security and working life services – You decide!
The best decision of your working life is about to be made!
Choose the service package that suits you best. With the YTK Unemployment Fund, you are covered when there is no work. Whatever your education, profession or the sector in which you work, you can join the YTK Unemployment Fund. The only condition is that you are working at the time of joining and are under 68 years of age. As a YTK Worklife member, you also get a great range of useful services, from legal advice to leisure accident insurance, for just 24 € extra!
Membership fee for the rest of the year when you join now
27.73 €
Today price 19.12.2024 includes:
- Fund membership for the rest of the year : 3,73 €
- Work life services fixed annual fee 2024 : 24,00 €
Already a fund member? Get work life services for just 24 € per year!
Students, join the YTK Worklife Student Membership without a fund membership for only 12 € per year!
All services in one go
Includes YTK Unemployment Fund (105 €) and YTK Worklife memberships (24 €). You only pay for the remaining days (8.75 €/month) if you join in the middle of the year.
From the YTK Unemployment Fund:
- Earnings protection during unemployment, lay-off, part-time work and part-time entrepreneurship
- Mobility allowance when the new job is far from home
- Transition security for people aged 55 and over
- Employment assistance
From the YTK Worklife:
- The Lakikaveri service always available to help you with your employment problems
- Leisure time accident insurance valid in Finland and abroad
- Professional legal expenses and liability insurance
- A library of thousands of online courses for continual professional development
- Personalised job search coaching
- A wide range of discounts from hotels to sports benefits and data security
Income security for fund members
Includes membership in YTK Unemployment Fund (105 €). You only pay for the remaining days (8.75 €/month) if you join in the middle of the year.
- Daily allowance in case you are unemployed, temporarily laid off, in part-time work, or part-time self-employed.
- Mobility allowance when the new job is far from home
- Employment assistance
The Lakikaveri legal service for employment problemsLeisure time accident insurance valid in Finland and abroadProfessional legal expenses and liability insuranceA library of thousands of online courses for continual professional developmentSupport and tools for job searchA wide range of discounts from hotels to sports benefits and data security
Lots of good reasons to choose all
The YTK Unemployment Fund provides you with income protection. If you also choose YTK Worklife membership, you get comprehensive work-life services on top of your income protection!
Income security if you have no work
As a member of an unemployment fund, your income will be secure if you are unemployed, laid off, in part-time work, or part-time self-employed. We will also pay a mobility grant if you take on a new job far from home, or you can receive transition security under certain conditions.
The Lakikaveri legal service at your help in tricky situations
Sometimes in working life, there can be difficult situations in which you need the help of a lawyer. Perhaps you are scratching your head about the terms of your employment contract, chasing up unpaid wages, or looking for clarity at the end of an employment relationship. In these situations and many more, the Lakikaveri legal service is here to help.
Comprehensive insurance for your protection
As a member of YTK Worklife, you can apply for compensation if you have an accident in your free time or need to bring a dispute about your employment to court. Remember to read the terms and conditions of insurance claims with care.
Increase your capital in the most important area
Many of our members have been positively surprised with the online training library for working life. “I had no idea there was such a comprehensive, high-quality range of courses,” said one. You will gain access to a library of over 1,000 important training programmes with continuous updates. The service includes training recordings made by the best professionals and real-time remote training on many skills required in working life, from digital competences to self-direction and managing others, office software to payroll.
Savings for you and and your whole family
Would you like to spend less on your holidays, look after your family’s cyber security, or perhaps take up mindfulness? Look through all our benefits and decide how you would make the most of a YTK Worklife membership!
Frequently asked questions about membership
YTK Unemployment Fund is an open fund. This means that you can join us no matter what your profession is, what field you work in or what your education is. The prerequisite is that you are under 68 years of age and working at the time of joining. More detailed information on eligibility can be found here.
You can become a member of YTK Worklife at the same time as you join the fund, or you can upgrade your fund membership to a YTK Worklife membership at any time later.
Membership of the YTK Unemployment Fund gives you income protection in the event of unemployment. With a YTK Worklife membership, you get comprehensive services for working life and benefits for your time off on top of your membership. As a student member of YTK Worklife, you receive services for working life without the income protection of the unemployment insurance fund.
Switching unemployment funds is easy. Join us and authorize us when you join to handle the switch from the previous fund. That’s it!
You can also submit a notice of termination to your previous fund yourself. First, make sure that your membership in YTK has started before sending the notice of termination. In this case, you ensure that your membership continues without interruption and that you retain the employment condition you collected in the previous fund. If there is a break of more than one month between memberships, the accumulation of the membership and employment condition must be started from the beginning.
Also inform your payroll clerk that the collection of membership fees from your previous unemployment fund can be stopped.
Only by belonging to an unemployment fund can you receive earnings-related unemployment allowance based on your earnings when there is no work. If you are not a member of an unemployment fund, you can receive basic unemployment allowance paid by Kela, which is considerably less than earnings-related daily allowance. You can receive earnings-related unemployment allowance if you become unemployed or temporarily laid off, work part-time or work as a part-time entrepreneur. The unemployment fund also provides job alternation compensation for job alternation leave and mobility allowance if the new job is far from home.
All unemployment funds pay the same daily allowance in accordance with the same laws.
Use the daily allowance calculator to test how much earnings-related daily allowance you would receive!