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It is the employer’s duty to arrange pension cover for its employees. Regardless of the insured person’s field of employment or the duration of the employment relationship, all private sector employees are insured under TyEL. Provisions on the accrual of seafarers’ pensions are laid down in the Seafarers’ Pensions Act (MEL). Entrepreneurs organise and pay for their pension cover themselves. The employer’s obligation to provide insurance begins at the beginning of the month following the age of 17 and ends at the end of the month in which the employee turns 68.
