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The provisions for the projected pension is relevant to disability pensions and surviving spouse’s pensions. In these cases, the projected pension component which a person would earn based on their regular income if they were able to continue working until the lowest old-age retirement age is taken into account.
The projected pension is calculated according to the annual accrual rate of 1,5%. As a rule, projected earnings are determined on the basis of earnings in the last five calendar years (review period) preceding the year of the pension contingency.
A prerequisite for receiving a projected pension is that the employee has earned a total of at least 12 566,70 € in accordance with the earnings-related pension acts during the ten calendar years preceding the year in which the disability began.
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