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BThe provisions for the projected pension is relevant to disability pensions and surviving spouse’s pensions. In these cases, the projected pension component which a person would earn based on their regular income if they were able to continue working until the lowest old-age retirement age is taken into account. The project pension is calculated according to the annual accrual rate of 1.5%. As a rule, projected earnings are determined on the basis of earnings in the last five calendar years (review period) preceding the year of the pension contingency.. A prerequisite for receiving a projected pension is that the employee has earned a total of at least EUR 12,566.70 in accordance with the earnings-related pension acts during the ten calendar years preceding the year in which the disability began.